Cookie Policy

1. What Are Cookies?

Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit our website. They help us provide you with a better browsing experience by remembering your preferences and understanding how you use our site.

2. How We Use Cookies

Glimmer Saving uses cookies to:

• Ensure our website functions properly
• Remember your preferences and settings
• Analyse website traffic and usage patterns
• Improve our website performance and user experience
• Provide relevant content and advertisements
• Enable social media sharing features

3. Types of Cookies We Use

3.1 Strictly Necessary Cookies

These cookies are essential for our website to function properly. They enable core functionality such as security, network management, and accessibility. You cannot opt out of these cookies as they are necessary for the website to work.

3.2 Performance and Analytics Cookies

These cookies collect information about how visitors use our website, such as which pages are most popular and if there are any error messages. This information helps us improve our website's performance and user experience.

3.3 Functional Cookies

These cookies allow our website to remember choices you make (such as your preferred language or region) and provide enhanced, more personalised features.

3.4 Marketing and Targeting Cookies

These cookies track your browsing habits to enable us to show advertising which is more likely to be of interest to you. They may be used to limit the number of times you see an advertisement and help measure the effectiveness of advertising campaigns.

4. Third-Party Cookies

Some cookies on our website are set by third-party services. We use reputable third-party providers to enhance our website functionality:

4.1 Google Analytics

We use Google Analytics to understand how visitors interact with our website. Google Analytics uses cookies to collect information anonymously and report website trends without identifying individual visitors. You can opt out of Google Analytics by visiting Google's opt-out page.

4.2 Social Media Plugins

Our website includes social media sharing buttons from Facebook, Twitter, LinkedIn, and Instagram. These services may set cookies when you interact with these features. Please refer to their respective privacy policies for more information.

5. Managing Your Cookie Preferences

5.1 Cookie Settings on Our Website

You can manage your cookie preferences at any time using our cookie preference centre. When you first visit our website, you'll see a cookie banner where you can:

• Accept all cookies
• Accept only necessary cookies
• Customise your cookie preferences

5.2 Browser Settings

You can also control cookies through your browser settings. Most browsers allow you to:

• View and delete cookies
• Block cookies from all or specific websites
• Set preferences for different types of cookies
• Be notified when cookies are set

Browser-Specific Instructions:

• Chrome: Settings > Privacy and security > Cookies and other site data
• Firefox: Settings > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Manage Website Data
• Edge: Settings > Cookies and site permissions > Cookies and stored data

6. Impact of Disabling Cookies

While you can browse our website with cookies disabled, some functionality may be limited:

6.1 Essential Functions

• Contact forms may not work properly
• Your preferences won't be remembered
• Some security features may be disabled

6.2 Enhanced Features

• Personalised content may not display correctly
• Analytics data won't be collected
• Social media features may be limited

7. Cookie Consent and Legal Basis

Our use of cookies is based on:

• Legitimate Interest: For necessary cookies that enable website functionality
• Consent: For analytics, functional, and marketing cookies
• Legal Obligation: For cookies required by law or regulation

You can withdraw your consent at any time by adjusting your cookie preferences or contacting us directly.

8. International Data Transfers

Some of our third-party cookie providers may transfer your data outside the UK. When this occurs, we ensure appropriate safeguards are in place, including:

• Adequacy decisions from the UK government
• Standard contractual clauses
• Binding corporate rules
• Certification schemes approved by UK authorities

9. Data Retention

Different cookies have different retention periods:

• Session Cookies: Deleted when you close your browser
• Persistent Cookies: Remain until they expire or you delete them
• Analytics Cookies: Typically 2 years
• Marketing Cookies: Usually 30-90 days

10. Children's Privacy

Our website is not directed at children under 16. We do not knowingly collect personal information from children through cookies. If we become aware that we have collected information from a child under 16, we will delete it immediately.

11. Updates to This Cookie Policy

We may update this Cookie Policy periodically to reflect changes in our practices, technology, or legal requirements. We will notify you of significant changes by:

• Posting the updated policy on our website
• Updating the "Last updated" date
• Displaying a notice on our website
• Sending email notifications for substantial changes

12. Contact Us About Cookies

If you have questions about our use of cookies or want to exercise your rights regarding cookie data, please contact us:

13. Your Rights

Under UK data protection law, you have rights regarding cookies and the personal data they collect:

• Right to Information: About how cookies are used
• Right of Access: To data collected through cookies
• Right to Rectification: To correct inaccurate cookie data
• Right to Erasure: To delete cookie data in certain circumstances
• Right to Object: To processing based on legitimate interests
• Right to Withdraw Consent: For cookies requiring consent

To exercise these rights, please contact us using the information provided above.